Business funding that moves you forward
Tell us what your business needs and a specialist commercial finance broker will call you, usually within minutes during business hours. Cash flow, ATO debt, property-backed loans, equipment and commercial property, from $20,000 up.
- Your enquiry goes to one broker team only.
- Bank, non-bank and private lenders, including options when the bank has said no.
- No credit check to enquire.
- One broker team works your enquiry
- A call within minutes in business hours
- Business-purpose finance from $20,000
- Bank, non-bank and private lenders
Finance for the way your business actually runs
Five kinds of business finance, each handled by brokers who work in that area every day.
Cash flow finance
Unsecured loans, lines of credit and invoice finance for wages, stock and bigger jobs.
Find out moreATO debt funding
Pay a tax debt in full and swap daily-compounding ATO interest for a loan you can plan around.
Find out moreProperty-backed loans
Private first and second mortgages, caveat loans and bridging for business purposes.
Find out moreEquipment and vehicle finance
Machinery, trucks, vans, utes, fit-outs and technology, new or used.
Find out moreCommercial property finance
Buy, refinance or release equity from offices, warehouses, shops and industrial property.
Find out moreFrom enquiry to funding in three steps
The quiz takes about a minute. After that, a specialist broker does the legwork with the lenders.
Tell us what you need
Answer a few questions about the funding, your business and any property. No documents and no credit check at this stage.
A broker calls you
A specialist commercial finance broker calls you, usually within minutes in business hours, to understand the deal properly.
They find the lender
Your broker matches you with suitable bank, non-bank or private lenders, explains the costs and handles the application through to settlement.
There are other lenders, and they work to different rules
Banks turn down plenty of sound businesses. A tax debt, a short trading history, an old credit default or a deal that has to happen this week can all be enough. Non-bank and private lenders look at the whole picture: the property you own, the money moving through your account and how the loan will be repaid.
- ATO debt and payment plans
- Past credit issues or defaults
- Self-employed and low-doc borrowers
- Deals that need to settle in days
Interest on tax debt is no longer deductible
The ATO's general interest charge runs at around 11% a year and compounds daily. Since 1 July 2025 it can no longer be claimed as a tax deduction. Interest on a business loan used to pay a business tax debt generally can. Ask your accountant how this applies to you.
ATO debt fundingGood to know before you start
What does FundFox do?
FundFox connects Australian businesses with specialist commercial finance brokers. You tell us what you need, and a broker calls you to work out the right lender and handle the application. We don't lend money ourselves.
Will enquiring affect my credit score?
No. Sending the form doesn't involve a credit check. A lender may run one later if you decide to apply, and your broker will tell you before anything is lodged.
What can I borrow?
Facilities usually start from around $20,000. Unsecured lending is based mostly on your turnover. Larger amounts usually need property or other security.
Can you help if the bank has already said no?
Often, yes. Non-bank and private lenders assess deals differently from the major banks, including businesses with ATO debt, short trading histories or past credit issues. No lender approves every application.
Do you help with home loans or personal loans?
No. FundFox only arranges finance for business purposes. For a home loan, car loan or personal loan, speak to your bank or a licensed mortgage or finance broker.
What does it cost?
It costs nothing to enquire. If you go ahead, your broker will explain the lender's rates and fees, and any broker fee, before you commit to anything.